$im= imagecreate(120, 120);
$string= 'This is the text.';
$bg= imagecolorallocate($im, 255, 0, 0);
$black= imagecolorallocate($im, 0, 0, 0);
imagecharup($im, 5, 13, 13, $string, $black);
After running the program you will get the following output
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