Design text effect is so easy now, because I have a tutorial that is base on text effect. It has so easy steps, you will not have any doubt during learn this tutorial.
Let's start learn
New File: Take a new file according to your text size, I have taken here.
Color and Text: First select "91ADDA color" color and text tool (T key) from tool bar, write text "ROSE (It should be any text)" as I have done here.
Inner Shadow: Go to Layer menu > Layer Style > Inner Shadow and adjust setting as given below.
Satin: Go to Layer menu > Layer Style > Satin and make setting as given below pop up menu.
Your image will look like this.
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