How To Avoid Being Victimized By A Secured Credit Card Marketing Scam
According to bbbsilicon.org, Beware of offers of easy credit. No one can guarantee to get you credit. Before deciding whether to give you a credit card, legitimate credit card processing service providers examine your credit history through a credit report. Think twice before making a call to a "900" telephone number for a credit card. Be wary of credit cards offered by "credit repair" companies or "credit clinics." These businesses also may offer to clean-up your credit history for a fee. However, you can correct genuine mistakes or outdated information yourself by contacting credit bureaus directly. But remember; only time and good credit will repair your credit report if you have a poor credit history.
If you are considering a secured card as a means to build or re-establish a credit record, make sure the issuer reports to a credit bureau. Your credit history is maintained by companies called credit bureaus that collect information reported to them by banks, mortgage companies, department stores, and other creditors. If your card issuer does not report to a credit bureau, the card will not help you build a credit history.
According to businessknowhow.com, Net savvy small businesses and consumers are turning to a unique on-line service for simplifying their busy lives e-payment programs. What was once thought to be a risky, unsecured endeavor, e-payment has become a way of life for the web-at-heart. Don't confuse e-payment systems with on-line auctions, and credit card processing. E-payment has evolved into a full blown service for on-line bill management and the capacity to send cash through an ordinary email. Here are a few programs worth visiting.
Many companies offers a complete bill management service, boasting the highest levels of password security and extreme privacy. You can receive all your bills on-line, get an email when they're posted, and authorize payment. All of this can be done anywhere, anytime.
Here's how it works:
You select which bills you want to receive on-line.
Paytrust notifies the accounts to send bills electronically (or by mail) to their credit card Processing Center.
When your bill arrives, you get an email from Paytrust indicating the bill has been posted and ready for your review and payment authorization from your on-line bank account.
You access the bill center, review the billed details if necessary, and click to authorize payment.
The major advantages of e-payment systems are the reduction of paperwork, mailing cost, ease of on-line data and financial information storage, and the ability to access the web at any time for accurate real time information
About the Author: For more information on merchant services,please visit http://www.paynetsystems.com