Article: Moms, Five Reasons To Examine Your Spending Habits
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Moms, Five Reasons To Examine Your Spending Habits
We all need money. We all want money. It is what we spend much of our time pursuing, "by the sweat of our brow"... We hopefully have a stream of it coming in-- our stream may be smaller or larger than others. But it is how we manage our money that can determine our financial security, and ultimately, in part, our enjoyment of life.
Begin by keeping track of what you spend your money on meticulously for 1 week. I suggest getting a blank check register and write down the cash, checks, credit card debits and charges. After 1 week (or for a better picture of your spending habits, do this for 1 month) add these expenditures up by categories. For example: groceries, dining, auto:gas, auto:service, household, clothing, etc. Software ...
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