Article: Using 0% Apr Credit Cards To Become Debt-free

Using 0% Apr Credit Cards To Become Debt-free

Normally, when you're looking to consolidate credit card debt you have the following options: get a debt consolidation loan -or- apply for a home equity loan. But if your credit card debt is still manageable, you may want to consider consolidating your balances to a 0% APR credit card instead. Using a 0% APR credit card will help you spend more money paying off your balances, and less on interest charges!



To use a 0% APR credit card to pay off your debts, follow these steps:



1.) Transfer your existing credit card balances to a new 0% APR credit card.

2.) Continue to pay down your balance as usual. But instead of paying only the minimum each month, also pay the amount of interest you would have paid with your other card. This will reduce your debt even q...
 

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Using 0% Apr Credit Cards To Become Debt-free

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