Article: Credit Cards Without Late Fees? What You Don?t Know Can Hurt You
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Credit Cards Without Late Fees? What You Don?t Know Can Hurt You
Americans know all too well how much it costs to use credit cards. The average household in the U.S. now has nearly $10,000 in credit card debt. Carrying such debt is fine, as long as you realize that there are costs associated with it. The interest rates aren?t particularly low and the fees charged for paying late or going over your limit can be steep. Late fees of $39 aren?t uncommon, and they are assessed if your bill fails to arrive by the due date, even if it was delayed in the mail.
The credit card companies have been listening to consumer complaints about expensive late fees and several of them have responded. American Express and Citibank have both recently introduced cards that are both advertised as having no late fees. There may be a twist involved; Citibanks?s Si...
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