Article: Buy A Home After A Disaster With Government Help

Buy A Home After A Disaster With Government Help

Buying a home after a disaster seems like an overwhelming task, but the government provides some help through a FHA program, 203(h). By providing mortgage insurance to disaster victims, borrowers can finance the purchase of a home or rebuilding costs.



203(h) Details



After an area has been declared a disaster area by the President, victims in that area are eligible for the 203(h) program, which provides mortgage insurance. Since a disaster affects jobs, finances, and property risk levels, the government offers to absorb the risk for mortgage lenders. As a result, lending companies are willing to finance a mortgage to buy a home or rebuild.



Mortgage insurance is not free though. You will need to pay an upfront premium as well as monthly premiums. ...
 

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Buy A Home After A Disaster With Government Help

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