Article: Mortgage Refinance - Tips To Help You Cut Fees And Costs
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Mortgage Refinance - Tips To Help You Cut Fees And Costs
Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of your loan, avoiding PMI, and buying lower interest rates.
Close Credit Card Accounts
Close inactive credit card accounts to improve your credit score, making you eligible for lower interest rate loans. You will need to notify the credit card companies in writing that you wish the accounts closed on your request.
Next, check your credit report after 30 days to be sure closed accounts include the comment ?Closed at Customer?s Request.? You want future lenders to know it was your request and not bad credit that closed your accounts. Also, take the time to check for any mistakes in your credit report ...
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