Article: The Meaning Of Credit Card Numbers

The Meaning Of Credit Card Numbers

If you take a close look at your credit cards, you'll probably wonder what all those numbers stand for. Every digit actually stands for something specific. Let's have a look at each of those numbers in sequence.



The First Digit



Gasoline cards, department store cards and phone cards have their own programs.



The major credit card companies operate on a standardized system for assigning credit card numbers. The first digit in the series will always be a 3, 4, 5 or 6. This number designates the type of card you have. For instance, a 3 means it's a travel and entertainment card, such as American Express or Diners Club. A 4 is Visa and Visa-branded debit cards, cash cards; a 5 is MasterCard and MasterCard-branded debit cards, cash cards; and 6 is Disc...
 

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The Meaning Of Credit Card Numbers

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