Article: Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud.
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Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud.
ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour. For example, many consumers remain reluctant about shopping online, but they may still give out personal details over the phone in a cold call, or they may have redundant or dormant accounts and financial products which are susceptible to fraud.
If reducing fraud vulnerability wasn?t sufficiently difficult already, consumers are now being offered anti-ID theft services and ID protection insurance by banks, insurance companies and credit reference agencies. There is also considerable debate around such policies however, as they do not offer full financial compensation. In The Observer last week, Richard Brown...
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