Article: Free Credit Report ? A Website Typo Could Be Costly
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Free Credit Report ? A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus ? Experian, Trans Union, and Equifax, per year. All that is necessary to do so is to write, call or log on to the free credit report Website. Millions of Americans have done so, and the program has been called a success so far. There?s just one problem ? unscrupulous individuals have created Websites with similar names, and consumers who type the names wrong have ended up at sites designed to steal their Social Security numbers.
At last count, there were more than two hundred registered ...
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