Article: A CPA Talks About Buying Life Insurance

A CPA Talks About Buying Life Insurance

Not everyone needs life insurance. The first thing to do is make sure you need it. Life insurance is really meant for your family members or other dependents who rely on your earnings.



Why You Buy Life Insurance



You buy life insurance so that, if you die, your dependents can live the same kind of life they live now. Strictly speaking, then, life insurance is only a means of replacing your earnings in your absence. If you don?t have dependents (say, because you?re single) or you don?t have earnings (say, because you?re retired), you don?t need life insurance. Note that children rarely need life insurance because they almost never have dependents and other people don?t rely on their earnings.



Life Insurance Comes in Two Flavors



If ...
 

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A CPA Talks About Buying Life Insurance

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