Article: 10 Important Tips You Should Know About Credit Cards To Save Money, Time & Grief
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10 Important Tips You Should Know About Credit Cards To Save Money, Time & Grief
The average American spends the first six months of every year paying off their holiday debt from the year before. Overspending, opening new credit accounts and generally just spreading your finances too thin is especially tempting as you succumb to the "spirit" of the holidays.
That spirit has Americans planning to spend an average of $1,096 on holiday presents this year, up $207 from 2004. But before you dust off your trusty credit card for its busiest time of the year, read up on these 10 tips that will keep you and your credit scores merry and bright.
1. Stay away from high credit balances and too many accounts.
Charging high amounts to your credit cards and carrying them over month to month can lower your credit score, even if you are ma...
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