Article: Personal Credit Report
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Personal Credit Report
Your personal credit report is an electronic record of your credit activities. These activities include borrowing money to buy a car, applying for a loan or credit card and your payment history of the loans you have taken. Every time you apply for credit or a loan, potential lenders use this report to see how you use credit and how much of it you have available.
According to TransUnion, one of the three major credit bureaus, there are four main areas of content in your personal credit report: Identifying information, credit history, public records, and credit inquiries. Your credit report also shows any current credit that you have. This includes amounts owed, amounts available, like on a credit card or other form of revolving credit and payment amounts on installment loans....
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