Article: Protect Your Credit
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Protect Your Credit
Because identity theft and credit card fraud are among the fastest growing crimes in the U.S., there are several steps you should take immediately if your credit card becomes lost or stolen, or if you find bills in your mail that you do not recognize or charges you did not authorize.
The first step you should take is to initiate a fraud alert on all your credit card accounts. There is a common misconception that doing this will prevent you from obtaining any further credit cards or financing. This is simply untrue. What a fraud alert will do is require creditors to contact you by telephone before any new accounts are opened in your name. It will also require creditors to contact you by telephone before making any requested changes to any existing accounts, such as increasing...
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