Article: First Time Home Buyers ? Where To Start?
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First Time Home Buyers ? Where To Start?
So you want to buy a home? Statistics show that more and more young single people are buying homes. With mortgage rates at an all time low, more programs to assist first time homebuyers, and lots of homes on the market to choose from; it doesn?t make sense to keep paying rent. So, what should your first move be on the path to becoming a homeowner?
How Much Home Can You Afford? The first step in the home-buying process is to determine how much home you can afford. You do this by contacting your bank, a mortgage lender, or looking online for a pre-approval. A pre-approval is a simple calculation that tells you the amount you'll be able to finance through a loan and what your monthly payment will be.
Why Should You Obtain a Pre-approval? There are three important...
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