Article: California Product Liability Insurance
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California Product Liability Insurance
Simply put, liability insurance protects you from lawsuits. This includes the any bodily injury or damage to another's property that occurs on your premises or as a result of you or your employee's negligence. In covers customers, suppliers, delivery persons, employees, vendors, visitors, in short, virtually anyone but you, the business owner.
Your General Liability (GL) policy covers you for a wide variety of situations. If you have a Business Owner's Policy (BOP), it likely includes a broad form GL policy in the package. It is your GL coverage that protects you against most of the losses mentioned above. It may also include some limited coverage for things like libel, slander and other specific causes of loss. It is important to read your policy carefully, especially the ...
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