import javax.swing.*;
import java.text.*;
public class CalculateLoan{
    public static void main(String[] args) {
        DecimalFormat df=new DecimalFormat("##.##");
        double payment=0, interestrate=0, loanamount=0, years=0;

            loanamount = Double.parseDouble(JOptionPane.showInputDialog(null,"Loan Amount:"));
            interestrate =  Double.parseDouble(JOptionPane.showInputDialog(null,"Interest Rate:"));
            years = Double.parseDouble(JOptionPane.showInputDialog(null,"Number of Years:"));

            if(interestrate > 1){
            interestrate = interestrate / 100;
        }
        payment =  (interestrate * loanamount / 12) / (1.0 - Math.pow(((interestrate / 12) + 1.0), (-(12 * years))));
        System.out.println("Loan Amount:\t" + loanamount);
        System.out.println("Interest Rate:\t" + (df.format(interestrate * 100)) + "%");
        System.out.println("Number of Years:\t" + years + " (Months: " + years * 12 + ")");
        System.out.println("The Monthly Payment:\t" + (df.format(payment)));
        System.out.println("The Annual Payment:\t" + (df.format(payment*12)));
    }
}